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We Secured the Largest Loan at Issuance Under JFC's Startup Support Program

Within months of our founding, we secured the largest loan at time of issuance under Japan Finance Corporation's 新規開業・スタートアップ支援資金 (New Business Startup Support Fund) program — funding Specter's development and our commitment to AI innovation from Japan.

Sandeep Yella

Sandeep Yella

Founder, CEO & CTO

We Secured the Largest Loan at Issuance Under JFC's Startup Support Program

Tokyo, Japan — August 1, 2025 — We are proud to announce that we have secured the largest loan at time of issuance under Japan Finance Corporation's 新規開業・スタートアップ支援資金 (New Business Startup Support Fund) program. The financing was achieved within months of our founding, and reflects the institution's confidence in our vision and technology.

A Meaningful Early Milestone

Japan Finance Corporation is one of Japan's most important government-backed financial institutions, providing critical funding to entrepreneurs and small-to-medium enterprises driving economic growth and innovation. The 新規開業・スタートアップ支援資金 program is specifically designed for founders in their earliest years — making our result within this program particularly notable for a startup at our stage.

Receiving the largest loan issued under this program at the time of our application reflects both the strength of our business plan and the strategic alignment between Specter's mission and Japan's national priorities around AI development and enterprise technology.

Receiving the largest loan at issuance under JFC's startup support program within months of our founding was a defining early milestone for us. It validated our conviction that the world needs better tools for due diligence — and that Japan is the right place to build them.

From Founding to Major Financing in Months

The timeline from our incorporation to securing this financing was remarkably compressed. While most startups spend their first year building product before seeking significant capital, our clear vision for Specter and the evident market demand for AI-powered due diligence enabled us to secure government backing at an accelerated pace.

This rapid progression from founding to major government financing demonstrates the urgency of the problem Specter addresses. Due diligence workflows have remained largely manual for decades, and the opportunity to transform them with AI is both substantial and time-sensitive.

Supporting Specter's Development

The loan will directly support the development of Specter, our AI-powered due diligence platform. Key investment areas include:

  • Core AI research and model development for domain-specific due diligence analysis.
  • Engineering talent acquisition to build our world-class product team in Tokyo.
  • Infrastructure investment to ensure enterprise-grade performance, security, and reliability.
  • Market development activities to bring Specter to advisory firms, venture capital funds, and corporate teams.

AI Innovation from Japan

The JFC loan is a strong signal that Japan's government financial institutions recognize the importance of supporting domestic AI companies building enterprise-grade software. We are committed to developing Specter from Japan for the global market, contributing to the country's position as a center of AI innovation and enterprise technology.

We are building Specter — AI-powered due diligence with 100% auditability — from Tokyo, Japan. To learn more, visit ur-ai.net.

Japan Finance Corporation新規開業・スタートアップ支援資金government financingloanJapanmilestone

Frequently Asked Questions

What is JFC's 新規開業・スタートアップ支援資金 program?

The 新規開業・スタートアップ支援資金 (New Business Startup Support Fund) is a loan program offered by Japan Finance Corporation (JFC) — a government-backed institution — specifically designed to support entrepreneurs establishing a new business or in their early years of operation. It provides financing for both equipment and working capital, with preferential interest rates available for qualifying founders including those in technology-driven or innovative sectors.

Why is this loan significant for us?

The loan is significant for three reasons. First, it was the largest loan issued under this specific JFC program at the time of our application, reflecting strong institutional confidence in our business plan and technology. Second, it was secured within months of our founding — an unusually rapid timeline for government financing of this nature. Third, it provides critical early-stage funding for Specter's development, enabling investment in AI research, engineering talent, and infrastructure.